Our savings and investment products continue to provide inflation beating rates for our members. Learn about our product performances and where we invest for your benefit below.
Where Do We Invest?
Our With Profits fund invests in a range of different areas such as property, shares, cash and bonds, to provide members with a low to medium risk investment option. The aim of the fund is to offer savers a better return than more traditional cash saving options that you would find with banks, but without entering a high-risk investment environment with their savings. In addition to this, Kingston Unity applies a process known as smoothing to produce a more consistent annual return for its members. You can learn more about Smoothing on the link below.Learn more about how we manage our With Profits fund
Below is a breakdown of the performance of each of our savings and investment products that are available to new Members.
Notes: Bonus rates for Tax Exempt Savings Plans, Child Tax Exempt Savings Plans and Regular Savings Plans are applied to the Sum Assured and not the investment amount. Therefore these rates are not directly comparable to the rates of our other products. All rates declared above are net rates and no other charges are applied. The rate declared is based on the year starting 1st January and ending 31st December. Past performance is not a guide to future performance. Bonuses are not guaranteed, but once added to a product, they cannot be removed. Please ensure you carefully read the product information including the Key Information Documents and Terms and Conditions before you apply for a product.