Looking for a medium to long-term investment? Our Investment Bond allows you to invest a lump sum into our expertly-managed With Profits fund that invests in shares, property, bonds and cash, and allows for 5% penalty free annual withdrawals should you need it.
Money back Guarantee
On the 10th anniversary of the Investment Bond or each subsequent 10th anniversary, we guarantee you will be able to withdraw all money paid into the Bond as well as all bonuses added.
- For investors of all sizes - invest between £1,000 and £250,000 per year.
- Money back Guarantee - receive 101% of the initial investment, plus any bonuses on the 10th anniversary, or each subsequent 10th anniversary.
- Penalty-free withdrawals - up to 5% of the initial investment per year can be withdrawn without tax liability.
- Joint option - the Bond can also be held on a joint life basis.
At Kingston Unity, we combine a forward-thinking service with our member first values in order to provide you with a long lasting financial relationship while making the most of your lump sum investment.
Other Important Information
Under current legislation, any gains, including any 5% partial withdrawals, from this Investment Bond will be chargeable for tax on its closure. Tax should only be payable if when you withdraw this Bond you are in a higher tax band or if the proceeds push you into a higher tax band. Basic Tax has already been paid on this fund.
If you withdraw more than 5% in one year that will trigger a chargeable event, for that year, for tax purposes.
Tax legislation may change in the future. If you’re in any doubt, please take advice from a professional tax advisor – you may be charged for this advice.
Please read all the available information before you apply for our Investment Bond.
For any further details on any of our products please get in touch:
Where are my premiums invested?
The premiums are invested in the Kingston Unity With-Profits Fund which invests in a mixture of assets such as property, fixed deposits, shares and cash.Find out more
A Guide To Our With Profits Fund
Our Customer Friendly Principles and Practices of Financial Management which explains how we manage our With Profits fund.Download
Investment Bond Key Information Document
Key information about our Investment Bond product.Download here
Investment Bond Product Guide
Download our Investment Bond product information guide.Download Our Guide