Junior ISA | Kingston Unity Friends & Family Junior ISA

Contact us today on: 01924 240164 | enquiries@kingstonunity.co.uk

Intermediaries

Friends & Family Junior ISA

Joining the Oddfellows family

Following a vote at our Special General Meeting (SGM) on Saturday, 14 November, Kingston Unity Delegates have voted in favour of the Society joining with Oddfellows Manchester.

While your FFJISA will transfer to Oddfellows, the terms and conditions of your plan will remain exactly the same. If you would like more information about this, you can contact us. Alternatively, you can learn more about the merger here. If you would like to contact Oddfellows directly, you can contact them on 0161 832 9361.

What is your Kingston Unity Junior ISA?

A Stocks & Shares ISA

Our Junior ISA is a Stocks and Shares ISA, where your child’s savings will be invested in our With Profits fund. Past performance is not a guide to future performance, bonuses are not guaranteed, but once a bonus is added to your account, it cannot be removed.

Tax-Efficient Saving from £5 a Month

You can save up to £9,000 for your child, tax-free in the 2020/21 tax year. Save regular payments from £5 a month or add one-off payments from £10. Give friends and family the option to add gifts to the account via a secure, shareable link.

A Friendly Alternative to Banks

We’re a mutual which means we operate solely for the benefit of our Members and not for shareholder profit. We’ve helped hundreds of thousands of our Members, their children and their grandchildren, to make more of their money since 1840.

Downloadable Documents

Access to the more commonly requested Junior ISA documents - available for you to download

FFJISA gift form

Use this form to add money to a child's Junior ISA

FFJISA Key Information Documents

Key information about your payment options

Frequently Asked Questions

More details and Frequently Asked Questions for our FFJISA

Your money is protected by the Financial Services Compensation Scheme

Important Information

This product is now closed to new business due to Kingston Unity’s transfer of engagements to Manchester Oddfellows.

While your Friends & Family Junior ISA will transfer to Oddfellows, the terms and conditions of your plan will remain exactly the same. If you would like more information about this, you can contact us. Alternatively, you can learn more about the merger here.

Please Note: You must confirm you have read the key facts, before downloading this document.

Key Facts about our services and costs

1. The Financial Conduct Authority (FCA)

The FCA is the independent watchdog that regulates financial services. This document is designed by the FCA to be given to consumers buying certain financial products. You need to read this important document. It explains the service you are being offered and how you will pay for it.

2. Whose products do we offer?

We offer products from the whole market

We only offer products from a limited number of companies

We only offer our own products

3. Which service will we provide you with?

We will advise and make a recommendation for you after we have assessed your needs.

You will not receive advice or a recommendation from us. We may ask some questions to narrow down the selection of products that we will provide details on. You will then need to make your own choice about how to proceed.

We will provide basic advice on a limited range of stakeholder products and in order to do this we will ask some questions about your income, savings and other circumstances but we will not:

conduct a full assessment of your needs;
offer advice on whether a non-stakeholder product may be more suitable.

We can only offer products from Kingston Unity Friendly Society. These products will enable you to:

protect yourself and your loved ones in the event of death
save and invest with the added benefit of protecting yourself and your loved ones in the event of death
provide benefit cover in the event of sickness

4. What will you have to pay us for our services?

Normally, if you buy a financial product direct from us, there will be no payments such as commission or fees payable. If there are any commission or fees payable, we will tell you how we get paid and the amount before we carry out any business for you.

5. Who regulates us?

Kingston Unity Friendly Society, 9 Navigation Court, Calder Park, Wakefield, WF2 7BJ is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and .the Prudential Regulation Authority. Kingston Unity Friendly Society’s FCA Registered Number is 110056.

Kingston Unity Friendly Society permitted business is advising and arranging life assurance and pensions business.

You can check this on the FCA’s Register by visiting the FCA’s website www.fsa.gov.uk/register or by contacting the FCA on 0845 606 1234.

6. What to do if you have a complaint

If you wish to register a complaint, please contact us:
…in writing Write to Kingston Unity Friendly Society, Complaints Department, 9 Navigation Court, Calder Park, Wakefield, WF2 7BJ. …by phoneTelephone (01924) 240164

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.

7. Are we covered by the Financial Services Compensation Scheme (FSCS)?

We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.

Most types of insurance business are covered for 90% of the claim with no upper limit.

I have read the above