Friends & Family Junior ISA
Saving for their future has never been easier
Invest in your child’s future at the click of a button
Our Friends & Family Junior ISA is an innovative way to make saving for your child’s future simple, quick and flexible. Our Junior ISA enables parents, godparents, grandparents and friends to easily add money to a child’s savings account via a secure web link. Then in years to come, this savings pot could help pay towards those significant life events like a new car or help towards university living costs.
What is a Kingston Unity Junior ISA?
Get more from your child’s ISA
Our Junior ISA is a Stocks and Shares ISA, where your child’s savings will be invested in our With Profits fund. Our Junior ISA has provided better than cash returns since its launch in 2014. Past performance is not a guide to future performance, bonuses are not guaranteed, but once a bonus is added to your account, it cannot be removed.
Tax-Efficient Saving from £5 a Month
You can save up to £4,368 for your child, tax-free, into a Junior ISA in the 2019/20 tax year. Save regular payments from £5 a month or add one-off payments from £10. Give friends and family the option to add gifts to the account via a secure, shareable link.
A Friendly Alternative to Banks
We’re a mutual which means we operate solely for the benefit of our Members and not for shareholder profit. We’ve helped hundreds of thousands of our Members, their children and their grandchildren, to make more of their money since 1840.
Easily gift money for a child’s future, via a secure webpage shared by the parents
- Safe and secure online – Apply online in minutes. After you’ve applied our online dashboard lets you see the account grow as you work towards your savings goals.
- Flexible payment options – Online, you can pay in one-off gifts or set up a Direct Debit for a regular amount.
- Everyone can contribute – Share your unique web link to allow friends and family to add to the account. Payments are a gift to the child and can not be returned to the payer.
- A low to medium risk fund – Our Junior ISA has provided inflation-beating returns since its launch in 2014. Past performance is not a guide to future performance. Bonuses are not guaranteed, but once added they cannot be removed.
- Save with confidence – Our Junior ISA guarantees everything paid into it, plus all bonuses declared, on the child’s 18th birthday. In addition, your child’s money is protected by the Financial Services Compensation Scheme up to £50,000.
Looking to transfer your existing Junior ISA to us from another provider?
You can request to transfer your existing Junior ISA that you have with another provider to us. Follow the link to learn about your JISA transfer options.
Alternatively, you can contact us for more information on 01924 240164.
Did you know you can transfer your Child Trust Fund to our Junior ISA?
You can request to transfer your Child Trust Fund to our Junior ISA. Follow the link to learn about your CTF transfer options.
Alternatively, you can contact us for more information on 01924 240164.
Downloadable Documents
Access to the more commonly requested Junior ISA documents - available for you to download
Frequently Asked Questions
More details and Frequently Asked Questions for our Junior ISA
Other Important Information
Tax liability
Under current legislation, any money received from this Junior ISA will be free of tax and doesn’t need to be declared on a tax return.
Tax legislation may change in the future. If you’re in any doubt, please take advice from a professional tax advisor – you may be charged for this advice.
Apply for our Junior ISA online
Apply online for our Friends & Family Junior ISA via a secure webpage.
