Terms and Conditions for the 2019 Investment Bond Amazon Gift Card Offer

Terms and Conditions for the 2019 Investment Bond Amazon Gift Card Offer for the period February 2019 to July 2019.

1. The promoter of this Investment Bond “Amazon Gift Card” offer is Kingston Unity Friendly Society Limited, incorporated in England & Wales under the Friendly Societies Act 1992, registered number 775F and whose registered office is at 9 Navigation Court, Calder Park, Wakefield, WF2 7BJ (“Kingston Unity”).

2. By participating in this scheme, you are deemed to accept the following key Terms and Conditions.

3. Eligibility: to be eligible for this offer you must:
a) open a new Investment Bond with Kingston Unity with a minimum investment amount of £5,000;
b) be aged 18 or over and eligible to hold an Investment Bond, and abide by its Terms and Conditions;
c) not have been advised in respect of applying for the product by a Financial Adviser;.
d) this promotion is available to both new and existing Kingston Unity Members;
e) the Investment Bond must be applied for within the stated promotional period unless no promotional period is specified; and
f) monies invested into a Kingston Unity Investment Bond must be new funds; (new funds: new monies to the Society and exceeding the amount in a Member’s existing products at the start of the offer period).

4. Reward: A £100 Amazon Gift Card will be delivered to the plan holder of the Investment Bond. The Gift Card is not transferable and there is no cash alternative.

5. By applying for this product, you must first read the Product Guide, Key Information Document, Demands and Needs Document, and Terms and Conditions of the product. You can claim a maximum of one Amazon Gift Card for every new Investment Bond with a minimum investment of £5,000. You can only claim two Investment Bond Amazon Gift Cards during this promotional period.

6. The Amazon Gift Card will be sent to the plan holder’s address within five working days of the end of the plan’s 30-day cancellation period subject to possible reclaim by Kingston Unity in the circumstances set out above.

7. In the case of joint applications, the first applicant’s details will be used as the primary contact to whom we will send the Amazon Gift Card.

8. We can withdraw this offer or vary these Terms and Conditions at any time without prior notice. This will not affect any Investment Bond already opened prior to the relevant offer being varied or withdrawn.

9. This offer cannot be combined with any other promotional offer from Kingston Unity in respect of subscribing for an Investment Bond.

10. If Kingston Unity is offering two or more Investment Bond incentives at any one time the plan holder will be eligible for the higher of the two offers only.

11. If you provide Kingston Unity with your email address, we will email you the Amazon Gift Card unique code. If you do not or prefer that the card is posted to you, we will post the Amazon Gift Card within the timeframe set out above.

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Please Note: You must confirm you have read the key facts, before downloading this document.

Key Facts about our services and costs

1. The Financial Conduct Authority (FCA)

The FCA is the independent watchdog that regulates financial services. This document is designed by the FCA to be given to consumers buying certain financial products. You need to read this important document. It explains the service you are being offered and how you will pay for it.

2. Whose products do we offer?

We offer products from the whole market

We only offer products from a limited number of companies

We only offer our own products

3. Which service will we provide you with?

We will advise and make a recommendation for you after we have assessed your needs.

You will not receive advice or a recommendation from us. We may ask some questions to narrow down the selection of products that we will provide details on. You will then need to make your own choice about how to proceed.

We will provide basic advice on a limited range of stakeholder products and in order to do this we will ask some questions about your income, savings and other circumstances but we will not:

  • conduct a full assessment of your needs;
  • offer advice on whether a non-stakeholder product may be more suitable.

We can only offer products from Kingston Unity Friendly Society. These products will enable you to:

  • protect yourself and your loved ones in the event of death
  • save and invest with the added benefit of protecting yourself and your loved ones in the event of death
  • provide benefit cover in the event of sickness

4. What will you have to pay us for our services?

Normally, if you buy a financial product direct from us, there will be no payments such as commission or fees payable. If there are any commission or fees payable, we will tell you how we get paid and the amount before we carry out any business for you.

5. Who regulates us?

Kingston Unity Friendly Society, 9 Navigation Court, Calder Park, Wakefield, WF2 7BJ is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and .the Prudential Regulation Authority. Kingston Unity Friendly Society’s FCA Registered Number is 110056.

Kingston Unity Friendly Society permitted business is advising and arranging life assurance and pensions business.

You can check this on the FCA’s Register by visiting the FCA’s website www.fsa.gov.uk/register or by contacting the FCA on 0845 606 1234.

6. What to do if you have a complaint

If you wish to register a complaint, please contact us:
…in writing Write to Kingston Unity Friendly Society, Complaints Department, 9 Navigation Court, Calder Park, Wakefield, WF2 7BJ. …by phoneTelephone (01924) 240164

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.

7. Are we covered by the Financial Services Compensation Scheme (FSCS)?

We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.

Most types of insurance business are covered for 90% of the claim with no upper limit.

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    Would you like to hear more about our Society and the products that are available? We will never share your data with a third party. More information is available from our privacy policy.