Help Fund Their Adventure

Better understand the ways you can pay into a Junior ISA account. Plus, receive a £20 Amazon.co.uk Gift Card* when you set up or increase a Direct Debit of £10 a month.

Get Your Sharing Link

Log into your account. Then simply hit the share button and choose your link message. You can copy that message and share it with whoever wants to gift the account.

Make A One Off Payment

Make a one-off payment into the account. Simply log into your account to set up the payment yourself or hit the share button to share a link with friends and family so they can make a one-off payment.

Set Up A Direct Debit

Keep up the good habits by setting up a regular Direct Debit payment. Receive a £20 Amazon.co.uk Gift Card* when you set up a regular Direct Debit of £10 or more. Manage all this by logging into your account.

Already contributing to the account?

Save a little more every month by contacting us to increase your Direct Debit payments. Increase it by £10 or more and we'll send you a £20 Amazon.co.uk Gift Card* as a thank you. Please remember that payments made to the account are a gift to the child and cannot be returned to the payer.

It’s not all about them

Saving for their future adventures is great, but it’s also nice to treat ourselves in the here and now. If you set up a regular Direct Debit of £10 or more per month or £120 or more per year, we will send you a £20 Amazon Gift Card.* Already paying in by Direct Debit? You can still receive a £20 gift voucher when you increase your current Direct Debit by £10 or more per month or £120 or more a year. Read our Terms and Conditions here.

*Restrictions apply, see www.amazon.co.uk/gc-legal.

Your money is protected by the Financial Services Compensation Scheme

Other Important Information

Tax liability
Under current legislation, any money received from this Junior ISA will be free of tax and doesn’t need to be declared on a tax return.

Tax legislation may change in the future. If you’re in any doubt, please take advice from a professional tax advisor – you may be charged for this advice.

 

Please Note: You must confirm you have read the key facts, before downloading this document.

Key Facts about our services and costs

1. The Financial Conduct Authority (FCA)

The FCA is the independent watchdog that regulates financial services. This document is designed by the FCA to be given to consumers buying certain financial products. You need to read this important document. It explains the service you are being offered and how you will pay for it.

2. Whose products do we offer?

We offer products from the whole market

We only offer products from a limited number of companies

We only offer our own products

3. Which service will we provide you with?

We will advise and make a recommendation for you after we have assessed your needs.

You will not receive advice or a recommendation from us. We may ask some questions to narrow down the selection of products that we will provide details on. You will then need to make your own choice about how to proceed.

We will provide basic advice on a limited range of stakeholder products and in order to do this we will ask some questions about your income, savings and other circumstances but we will not:

  • conduct a full assessment of your needs;
  • offer advice on whether a non-stakeholder product may be more suitable.

We can only offer products from Kingston Unity Friendly Society. These products will enable you to:

  • protect yourself and your loved ones in the event of death
  • save and invest with the added benefit of protecting yourself and your loved ones in the event of death
  • provide benefit cover in the event of sickness

4. What will you have to pay us for our services?

Normally, if you buy a financial product direct from us, there will be no payments such as commission or fees payable. If there are any commission or fees payable, we will tell you how we get paid and the amount before we carry out any business for you.

5. Who regulates us?

Kingston Unity Friendly Society, 9 Navigation Court, Calder Park, Wakefield, WF2 7BJ is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and .the Prudential Regulation Authority. Kingston Unity Friendly Society’s FCA Registered Number is 110056.

Kingston Unity Friendly Society permitted business is advising and arranging life assurance and pensions business.

You can check this on the FCA’s Register by visiting the FCA’s website www.fsa.gov.uk/register or by contacting the FCA on 0845 606 1234.

6. What to do if you have a complaint

If you wish to register a complaint, please contact us:
…in writing Write to Kingston Unity Friendly Society, Complaints Department, 9 Navigation Court, Calder Park, Wakefield, WF2 7BJ. …by phoneTelephone (01924) 240164

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.

7. Are we covered by the Financial Services Compensation Scheme (FSCS)?

We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.

Most types of insurance business are covered for 90% of the claim with no upper limit.

Application by email

    Would you like to hear more about our Society and the products that are available? We will never share your data with a third party. More information is available from our privacy policy.

Application Pack Request By Post

    Would you like to hear more about our Society and the products that are available? We will never share your data with a third party. More information is available from our privacy policy.