Funding Adventures

Anyone can pay into a Child Trust Fund. By adding to the account, friends and family can be part of a gift that could make a real difference. Learn about the different ways that you can contribute below.

Make A One Off Payment

You can make a one-off payment either by cheque or by bank transfer:

Cheques

Cheques can be made payable to Kingston Unity plus the child’s first and last name. Include your child’s URN on the reverse of the cheque and return it to FREEPOST KINGSTON UNITY.

Bank Transfer

Bank transfers can be made directly into the Child Trust Fund using the following details:

Sort Code: 60-60-05
Account Number: 45941084
Reference: Child’s URN number (You can find this on a recent CTF statement or within the documents you received when the account was opened).

Set Up A Direct Debit

You can set up a regular payment from £5 per month by Direct Debit. Simply download our CTF gift form and return it to FREEPOST KINGSTON UNITY.

Already contributing?

If you want to save a little more per month, you can increase the amount of your Direct Debit payments. You will need to ensure that payments don’t exceed the Government’s current annual limit of £4,260. Increase your Direct Debit by £10 or more and we will send you a £20 Amazon.co.uk Gift Card* as a thank you. Contact us if you would like to increase your contribution.

Please remember that payments made into the account are a gift to the child and cannot be returned to the payer.

Download Our CTF Gift Form

Treat yourself while helping them

Of course, saving for their future adventures is good, but it’s also nice to treat ourselves in the here and now. If you set up a regular Direct Debit of £10 or more per month, we will send you a £20 Amazon.co.uk Gift Card*. Already paying in by Direct Debit? We will also send you a £20 Amazon Gift Card if you increase your current Direct Debit by £10 or more per month. You can view all the details in our Terms and Conditions here.

*Restrictions apply, see www.amazon.co.uk/gc-legal.

Your money is protected by the Financial Services Compensation Scheme

Other Important Information

Tax liability
Under current legislation, any money received from this Junior ISA will be free of tax and doesn’t need to be declared on a tax return.

Tax legislation may change in the future. If you’re in any doubt, please take advice from a professional tax advisor – you may be charged for this advice.

Please remember that payments made into the account are a gift to the child and cannot be returned to the payer.

Transfer your CTF to a Junior ISA

Looking to transfer?

Let us know how you would like to receive your transfer pack and we will organise this for you.

Please Note: You must confirm you have read the key facts, before downloading this document.

Key Facts about our services and costs

1. The Financial Conduct Authority (FCA)

The FCA is the independent watchdog that regulates financial services. This document is designed by the FCA to be given to consumers buying certain financial products. You need to read this important document. It explains the service you are being offered and how you will pay for it.

2. Whose products do we offer?

We offer products from the whole market

We only offer products from a limited number of companies

We only offer our own products

3. Which service will we provide you with?

We will advise and make a recommendation for you after we have assessed your needs.

You will not receive advice or a recommendation from us. We may ask some questions to narrow down the selection of products that we will provide details on. You will then need to make your own choice about how to proceed.

We will provide basic advice on a limited range of stakeholder products and in order to do this we will ask some questions about your income, savings and other circumstances but we will not:

  • conduct a full assessment of your needs;
  • offer advice on whether a non-stakeholder product may be more suitable.

We can only offer products from Kingston Unity Friendly Society. These products will enable you to:

  • protect yourself and your loved ones in the event of death
  • save and invest with the added benefit of protecting yourself and your loved ones in the event of death
  • provide benefit cover in the event of sickness

4. What will you have to pay us for our services?

Normally, if you buy a financial product direct from us, there will be no payments such as commission or fees payable. If there are any commission or fees payable, we will tell you how we get paid and the amount before we carry out any business for you.

5. Who regulates us?

Kingston Unity Friendly Society, 9 Navigation Court, Calder Park, Wakefield, WF2 7BJ is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and .the Prudential Regulation Authority. Kingston Unity Friendly Society’s FCA Registered Number is 110056.

Kingston Unity Friendly Society permitted business is advising and arranging life assurance and pensions business.

You can check this on the FCA’s Register by visiting the FCA’s website www.fsa.gov.uk/register or by contacting the FCA on 0845 606 1234.

6. What to do if you have a complaint

If you wish to register a complaint, please contact us:
…in writing Write to Kingston Unity Friendly Society, Complaints Department, 9 Navigation Court, Calder Park, Wakefield, WF2 7BJ. …by phoneTelephone (01924) 240164

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.

7. Are we covered by the Financial Services Compensation Scheme (FSCS)?

We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.

Most types of insurance business are covered for 90% of the claim with no upper limit.

Application by email

    Would you like to hear more about our Society and the products that are available? We will never share your data with a third party. More information is available from our privacy policy.

Application Pack Request By Post

    Would you like to hear more about our Society and the products that are available? We will never share your data with a third party. More information is available from our privacy policy.