Your CTF Transfer Options

When it comes to transferring a Child Trust Fund, you have a number of different options available to you. We’ve broken these down below.

Transferring a Child Trust Fund to our Junior ISA

Children who have a Child Trust Fund are not eligible to open a Junior ISA. However, you can transfer a Child Trust Fund into a Junior ISA. By transferring to a Kingston Unity Junior ISA, you gain access to an online savings account that is created by parents with parents in mind. It’s an innovative way to make saving for your child’s future simple, quick and flexible.

  • Flexible payment options – Online, you can pay in one-off gifts or set up a Direct Debit for a regular amount.
  • Everyone can contribute – Share your unique web link to allow friends and family to add to the account.
  • See your goals – Our online dashboard lets you see the account grow and hit your saving goals.
  • A low to medium risk fund – Our Friends & Family Junior ISA has provided inflation-beating returns since its launch. Past performance is not a guarantee of future performance. Bonuses are not guaranteed, but once added, they cannot be removed.

Transferring internally from one CTF to another CTF

We offer two types of Child Trust Fund: Stakeholder and Non-Stakeholder. You can learn more about the difference in each type of product on our Child Trust Fund product page. It is possible to transfer a Child Trust Fund from one type to the other.

Simply download the form below, complete the details and return it to us using our Freepost address:

Freepost KINGSTON UNITY

Let us know how you would like to receive your CTF to CTF transfer application pack

Transferring a CTF to/from another provider

If you’re looking to transfer a Child Trust Fund from another provider to us, you can find all the information you will need on the application pack available below. It isn’t possible to close a CTF account before the account holder’s 18th birthday. However, you can choose to transfer a CTF account that we currently manage to another provider should you wish. If you would like to transfer a CTF to another provider, please contact them and they will be able to assist you. You can also contact our team if you have any more questions. They’ll be more than happy to help!

Let us know how you would like to receive your CTF transfer application pack

Back to CTF Hub

Please Note: You must confirm you have read the key facts, before downloading this document.

Key Facts about our services and costs

1. The Financial Conduct Authority (FCA)

The FCA is the independent watchdog that regulates financial services. This document is designed by the FCA to be given to consumers buying certain financial products. You need to read this important document. It explains the service you are being offered and how you will pay for it.

2. Whose products do we offer?

We offer products from the whole market

We only offer products from a limited number of companies

We only offer our own products

3. Which service will we provide you with?

We will advise and make a recommendation for you after we have assessed your needs.

You will not receive advice or a recommendation from us. We may ask some questions to narrow down the selection of products that we will provide details on. You will then need to make your own choice about how to proceed.

We will provide basic advice on a limited range of stakeholder products and in order to do this we will ask some questions about your income, savings and other circumstances but we will not:

  • conduct a full assessment of your needs;
  • offer advice on whether a non-stakeholder product may be more suitable.

We can only offer products from Kingston Unity Friendly Society. These products will enable you to:

  • protect yourself and your loved ones in the event of death
  • save and invest with the added benefit of protecting yourself and your loved ones in the event of death
  • provide benefit cover in the event of sickness

4. What will you have to pay us for our services?

Normally, if you buy a financial product direct from us, there will be no payments such as commission or fees payable. If there are any commission or fees payable, we will tell you how we get paid and the amount before we carry out any business for you.

5. Who regulates us?

Kingston Unity Friendly Society, 9 Navigation Court, Calder Park, Wakefield, WF2 7BJ is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and .the Prudential Regulation Authority. Kingston Unity Friendly Society’s FCA Registered Number is 110056.

Kingston Unity Friendly Society permitted business is advising and arranging life assurance and pensions business.

You can check this on the FCA’s Register by visiting the FCA’s website www.fsa.gov.uk/register or by contacting the FCA on 0845 606 1234.

6. What to do if you have a complaint

If you wish to register a complaint, please contact us:
…in writing Write to Kingston Unity Friendly Society, Complaints Department, 9 Navigation Court, Calder Park, Wakefield, WF2 7BJ. …by phoneTelephone (01924) 240164

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.

7. Are we covered by the Financial Services Compensation Scheme (FSCS)?

We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.

Most types of insurance business are covered for 90% of the claim with no upper limit.

Application by email

    Would you like to hear more about our Society and the products that are available? We will never share your data with a third party. More information is available from our privacy policy.

Application Pack Request By Post

  • Please enter a number from 1 to 5.
    Would you like to hear more about our Society and the products that are available? We will never share your data with a third party. More information is available from our privacy policy.