Joining the Oddfellows Family

Updates and information about our merger with Oddfellows.

Find out more

Covid19 - Our Response

Keep up to date with our ongoing response to the recent Covid19 outbreak here.

Find out more

Child Trust Funds Explained

Everything you need to know about your Child Trust Fund (CTF) with Kingston Unity.

Find out more

Friends for Life

Kingston Unity is a Friendly Society based in Yorkshire. We’re totally different to banks, because we’re owned by our Members. We’re run for the benefit of you, and your family, not for shareholder profit. We’ve been looking after our Members’ money and best interests since 1840.

Read more about us
Investment ISA from Kingston Unity.


Harder working, tax-free savings with investment guarantees. Invest regular amounts or a lump sum into our ethical ISA solution.

Learn about our Investment ISA

Our Transfer to Oddfellows

Information for Members on our transfer of engagements to The Oddfellows. Learn more here.

Kingston Unity CTF Hub

Everything you need to know about Child Trust Funds

Our CTF Hub has been designed to give you all the information you need about Child Trust Funds. If your CTF is soon to mature, this is where you can let us know your maturity options as well.

CTF Hub Home


Our Junior ISA allows friends and family to easily gift money for a child’s future, via a secure webpage shared by the parents.

Log in to your Junior ISA account
Ethical spending attitudes are changing. Are you keeping up?

Latest Blog/News

Ethical investing. What is it and why you should consider it.

Read our latest blog post
You money is protected by the Financial Services Compensation Scheme

Please Note: You must confirm you have read the key facts, before downloading this document.

Key Facts about our services and costs

1. The Financial Conduct Authority (FCA)

The FCA is the independent watchdog that regulates financial services. This document is designed by the FCA to be given to consumers buying certain financial products. You need to read this important document. It explains the service you are being offered and how you will pay for it.

2. Whose products do we offer?

We offer products from the whole market

We only offer products from a limited number of companies

We only offer our own products

3. Which service will we provide you with?

We will advise and make a recommendation for you after we have assessed your needs.

You will not receive advice or a recommendation from us. We may ask some questions to narrow down the selection of products that we will provide details on. You will then need to make your own choice about how to proceed.

We will provide basic advice on a limited range of stakeholder products and in order to do this we will ask some questions about your income, savings and other circumstances but we will not:

  • conduct a full assessment of your needs;
  • offer advice on whether a non-stakeholder product may be more suitable.

We can only offer products from Kingston Unity Friendly Society. These products will enable you to:

  • protect yourself and your loved ones in the event of death
  • save and invest with the added benefit of protecting yourself and your loved ones in the event of death
  • provide benefit cover in the event of sickness

4. What will you have to pay us for our services?

Normally, if you buy a financial product direct from us, there will be no payments such as commission or fees payable. If there are any commission or fees payable, we will tell you how we get paid and the amount before we carry out any business for you.

5. Who regulates us?

Kingston Unity Friendly Society, 9 Navigation Court, Calder Park, Wakefield, WF2 7BJ is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and .the Prudential Regulation Authority. Kingston Unity Friendly Society’s FCA Registered Number is 110056.

Kingston Unity Friendly Society permitted business is advising and arranging life assurance and pensions business.

You can check this on the FCA’s Register by visiting the FCA’s website or by contacting the FCA on 0845 606 1234.

6. What to do if you have a complaint

If you wish to register a complaint, please contact us:
…in writing Write to Kingston Unity Friendly Society, Complaints Department, 9 Navigation Court, Calder Park, Wakefield, WF2 7BJ. …by phoneTelephone (01924) 240164

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.

7. Are we covered by the Financial Services Compensation Scheme (FSCS)?

We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.

Most types of insurance business are covered for 90% of the claim with no upper limit.